How does BuildMyCreditScore work with my bank?

Your BuildMyCreditScore debit card connects to your existing bank account, so it works a bit like your regular bank debit card. It works with your bank, so there's no need for new bank accounts or topping up different accounts.

It’s specifically designed to work alongside your bank debit card, not replace it.

• For smaller purchases, we’d highly recommend using your BuildMyCreditScore debit card to actively build your credit
• For larger spend items and ATM cash withdrawals your bank debit card is the preferred choice