Can I Receive Notifications When Payments Are Reported to Credit Agencies? – BuildMyCreditScore help

Introduction

At BuildMyCreditScore, we're committed to helping you improve your credit responsibly and transparently. A common question we receive is whether you can receive notifications when your payment activity is reported to the major credit reference agencies. This FAQ will clarify how reporting currently works and what you can do to stay informed about your credit progress.

How Does BuildMyCreditScore Report Payment Activity?

We send monthly reports to the main UK credit reference agencies—TransUnion, Experian, and Equifax—based on your payment history with your BuildMyCreditScore debit card. These reports help build and improve your credit score over time by reflecting consistent payment activity.

Are There Notifications When Reports Are Sent?

Currently, the BuildMyCreditScore mobile app provides valuable insights into your credit progress but does not yet send specific notifications or alerts when the reports are submitted to credit reference agencies. We understand the importance of timely updates, and our team is actively working on enhancing the app with such features in future releases.

How Can I Stay Informed About My Credit Reports?

To keep track of your credit report status, we recommend regularly checking your credit reports directly through the agencies: TransUnion, Experian, and Equifax. This will let you see exactly how your credit activity is reflected and stay up to date with any changes.

Additional Resources

To learn more about how BuildMyCreditScore works with your bank, visit our article: https://help.buildmycreditscore.com/hc/en/articles/9530875560476-How-does-BuildMyCreditScore-work-with-my-bank
For top tips on linking your bank account with BuildMyCreditScore, see: https://help.buildmycreditscore.com/hc/en/articles/9533881544732-Top-Tips-How-to-link-your-bank-account-with-BuildMyCreditScore
Understand how BuildMyCreditScore supports your credit: https://help.buildmycreditscore.com/hc/en/articles/9462554848796-What-is-BuildMyCreditScore