What to Do If You Notice an Error on Your Credit Report – BuildMyCreditScore help

How to Address Errors on Your Credit Report Related to BuildMyCreditScore Activity

If you notice an error on your credit report associated with your BuildMyCreditScore activity, it's essential to act promptly to ensure your credit information is accurate and up to date. This guide will walk you through the steps to identify, report, and correct any discrepancies related to BuildMyCreditScore, helping you maintain a true reflection of your credit standing.

Step 1: Obtain Your Credit Report

Request a copy of your credit report from the credit reference agency where you detected the error. In the UK, these agencies include TransUnion, Experian, and Equifax. You are entitled to a free statutory credit report from each agency once a year or more frequently under certain circumstances.

Step 2: Review and Gather Supporting Documentation

Carefully examine the credit report details connected to your BuildMyCreditScore account. Gather any relevant supporting documents such as transaction records, monthly statements, or notifications from BuildMyCreditScore that can help verify the accuracy of your reported activity.

Step 3: Contact BuildMyCreditScore Customer Support

Reach out to BuildMyCreditScore's customer support team with specific information about the error. Provide the details you found on your credit report and any documentation you have collected. Our team is committed to assisting you quickly and transparently in resolving discrepancies.

Step 4: Dispute with the Credit Reference Agency if Needed

If the issue is not resolved after contacting BuildMyCreditScore, you should file a formal dispute directly with the credit reference agency that reported the inaccurate information. Each agency has a procedure to investigate and correct errors on credit files.

Regularly monitoring your credit reports is a proactive way to maintain your credit health. BuildMyCreditScore is dedicated to transparency and accuracy in reporting to major UK agencies. For more information on how we report your activity and support your credit improvement journey, please visit our article: What is BuildMyCreditScore? at https://help.buildmycreditscore.com/hc/en/articles/9462554848796-What-is-BuildMyCreditScore.